OUR SERVICES
Effective wealth management involves more than overseeing an investment portfolio. We work first to understand: your finances, objectives, challenges. We create and implement a plan that addresses your financial condition and goals — a cost-effective, tax-sensitive and comprehensive strategy.
Financial Planning
Financial planning is a critical first step to achieving your personal financial goals and therefore is at the core of our relationship with you. We believe your needs are best met through a financial planning process designed to determine where you stand relative to your long-term goals. The planning process will help you and your advisor make informed decisions to better control your finances and your future.
Insurance Services
Insurance is a critical component of a comprehensive wealth management plan, and can protect your wealth and minimize the negative consequences of a premature death, significant disability or long-term illness. Elite Life Management insurance professionals are a part of your Elite Life Management team, advising you on a wide array of independent insurance solutions and helping you implement important protections for your family, including life, disability income and long-term care insurance.
Retirement Planning
Achieving your dream of a secure, comfortable retirement is much easier when you plan your finances. Through the retirement planning process, Elite Life Management helps you answer a myriad of important questions.
- Do we have enough to retire?
- How much do we need to accumulate now to retire successfully?
- How much income can we draw from our investments?
- Are we drawing too much?
- Will our retirement assets last throughout our remaining years?
- How might inflation impact the cost of retirement over our life expectancy?
Investment Management
We believe in long-term strategic asset allocation. While neither asset allocation nor diversification can guarantee a profit or insure against losses, we believe a disciplined approach, over time and through market cycles, offers you the best opportunity to achieve your long-term wealth objectives.
Wealth Transfer
We use estate planning so that the transfer of your wealth to your family members, charitable organizations and others, during your life as well as at death, is accomplished with minimum impact from taxes and probate expenses. To help you design an effective estate transition plan, it is important that your advisor understand your intentions: who should inherit your wealth and how it should be divided.
Retirement Plan Services
Through our retirement plan specialists, we assist ERISA plan sponsors in the review and oversight of all plan investments to a high standard of care; with customized participant communications; in understanding, analyzing and taking inventory of all plan fees and expenses; and in the periodic review of the plan’s service providers and platforms.
Business Succession Planning
When planning for succession, an owner must deal with a complex set of business, family, tax and estate issues. Elite Life Management draws upon our substantial expertise as well as the resources of our affiliates and our external strategic partners to negotiate even the most complex and challenging courses of action and to develop a succession plan to optimize your chances for maximum financial and personal satisfaction.
